External Debt

Definition

External Debt is the portion of a country’s total debt that is owed to foreign creditors. It includes government, corporate, and financial‑sector obligations denominated in foreign currencies or owed to non‑residents.

Why It Matters

  • Indicates vulnerability to currency fluctuations.
  • High external debt can strain a country’s ability to repay if its currency weakens.
  • Important for assessing sovereign risk and financial stability.
  • Used by the IMF, World Bank, and investors to evaluate external sustainability.

Components

  • Sovereign external bonds
  • Corporate foreign‑currency debt
  • Bank borrowings from foreign institutions
  • Multilateral and bilateral loans

Example

If a country owes $500B to foreign creditors and its currency depreciates sharply, the real burden of that external debt increases — raising default risk.