Market Crashes

What It Is

A market crash is a sudden, steep decline in asset prices across a broad market, typically triggered by panic, economic shocks, or systemic failures.

Why It Matters

Crashes can wipe out trillions in wealth, disrupt financial systems, and trigger recessions.

How It Happens

  • Negative catalyst sparks fear
  • Investors rush to sell
  • Liquidity evaporates
  • Prices fall rapidly across sectors
  • Volatility surges

Key Components

  • Panic selling
  • Liquidity shortages
  • Volatility spikes
  • Contagion effects

Example

The 1987 “Black Monday” crash saw the Dow fall over 20% in a single day.

Key Takeaways

  • Crashes are fast and emotionally driven.
  • Liquidity and leverage amplify declines.
  • Recovery depends on policy response and market confidence.