Option Assignment

What It Is

Option assignment occurs when the seller of an option is obligated to fulfill the contract — delivering shares (calls) or buying shares (puts).

Why It Matters

Assignment affects risk, capital requirements, and position management for option sellers.

How It Works

  • Sellers of short options face assignment risk
  • Calls → deliver shares
  • Puts → buy shares
  • Assignment can occur any time for American‑style options

Key Components

  • Obligation vs right
  • Early assignment
  • Exercise mechanics
  • Capital impact

Example

A trader short a $50 call may be assigned if the stock rises above $50, requiring them to deliver shares.

Key Takeaways

  • Assignment is a core risk of selling options.
  • It can occur early, especially around dividends.
  • Traders must manage capital and exposure.